Terms & Conditions

Effective Date: May 4, 2026
Last Updated: May 26, 2026

Welcome to Sneed Benefit Advisors, LLC (“Company,” “we,” “our,” or “us”). By accessing or using our website located at sneedbenefitadvisorsllc.com (the “Site”), you agree to comply with and be bound by the following Terms & Conditions (“Terms”).

If you do not agree with these Terms, please do not use this Site.

1. Use of Website

The information provided on this Site is for general informational purposes only and is not intended as legal, tax, financial, or medical advice.

You agree to use this Site only for lawful purposes and in a manner that does not infringe upon the rights or restrict the use of this Site by others.

2. Insurance and Benefits Information

The content on this Site may include information related to insurance products, employee benefits, and consulting services. Availability, pricing, eligibility, and coverage may vary by carrier, state, employer group, and individual circumstances.

Nothing on this Site constitutes a guarantee of coverage, approval, or eligibility for any insurance product or benefit plan.

Final coverage decisions are made by the applicable insurance carrier or provider.

3. No Professional Advice

Information on this Site should not be considered professional advice. Users should consult directly with licensed insurance professionals, legal counsel, tax advisors, or other qualified professionals regarding their individual situations.

4. Intellectual Property

All content on this Site, including text, graphics, logos, branding, images, downloads, and website design, is the property of Sneed Benefit Advisors, LLC or its licensors and is protected by applicable intellectual property laws.

You may not copy, reproduce, distribute, modify, or create derivative works without prior written consent.

5. User Submissions

If you submit information through forms, email, or other communications:

• You represent that the information provided is accurate and lawful.

• You agree not to submit false, misleading, or fraudulent information.

• You grant us permission to use submitted information to respond to inquiries and provide services.

6. Privacy

Your use of this Site is also governed by our Privacy Policy located at: Privacy Policy
 

By using this Site, you consent to the collection and use of information as described in the Privacy Policy.

7. Third-Party Links

This Site may contain links to third-party websites or services for your convenience. We do not control or endorse third-party websites and are not responsible for their content, policies, or practices.

Accessing third-party websites is at your own risk.

8. Disclaimer of Warranties

This Site and its content are provided “AS IS” and “AS AVAILABLE” without warranties of any kind, either express or implied.

We do not warrant that:

• The Site will be uninterrupted or error-free

• Information on the Site is complete, accurate, or current

• The Site is free of viruses or harmful components

9. Limitation of Liability

To the fullest extent permitted by law, Sneed Benefit Advisors, LLC shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from:

• Your use of the Site

• Reliance on Site content

• Inability to access the Site

• Unauthorized access to your information

Your sole remedy for dissatisfaction with the Site is to discontinue use.

10. Indemnification

You agree to indemnify and hold harmless Sneed Benefit Advisors, LLC, its employees, agents, affiliates, and partners from any claims, liabilities, damages, or expenses resulting from your violation of these Terms or misuse of the Site.

11. Compliance With Laws

You agree to comply with all applicable local, state, and federal laws when using this Site and our services.

12. SMS & Electronic Communications (Optional)

If you provide your phone number or email address, you consent to receive communications related to your inquiries, services, appointments, or account information.

Message and data rates may apply for SMS communications. You may opt out at any time by replying “STOP” to text messages.

13. Changes to These Terms

We reserve the right to modify these Terms at any time without prior notice. Updated versions will be posted on this page with a revised effective date.

Your continued use of the Site constitutes acceptance of any revised Terms.

14. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the State of Tennessee, without regard to conflict of law principles.

15. Contact Information

If you have questions regarding these Terms & Conditions, please contact:

Sneed Benefit Advisors, LLC
Address: 6094 Apple Tree Drive, Suite 4

Memphis, TN 38115

Phone: 901-239-2399

Email: info@sneedbenefitadvisorsllc.com